BRANDON FINANCIAL PRESS RELEASES

FSMG MORTGAGE PROFESSIONAL AFFILIATE PROGRAM

Are You a Mortgage Professional Struggling in Today’s Market?

If So, Then We Have Money For You!

Start Earning $50,000 - $100,000 Year

Become an Affiliate of Fred Sutton Management Group

If you are a residential mortgage professional, you can earn substantial income just by assisting your clients in obtaining much need financing. In the current economic and credit crunch, banks are failing to accommodate the financing needs of small business owners and entrepreneurs.

We can help you make more money !

FSMG offers a variety of alternative commercial financing solutions for your clients. We offer money for purchases and refinancing. We finance apartments, multi-family, convenience stores, gas stations, hotels, motels, mixed use, strip malls, industrial, warehouses, mobile home parks, office buildings, condos, churches, charter schools, and we also provide many other types of non-traditional solutions for your financing needs.

Financing from $500,000 to $50,000,000 available!

Email FSMG: fsutt2@aol.com

FSMG ACCOUNTANT & ATTORNEY AFFILIATE PROGRAM

Are You an Attorney or Accountant in Today’s Market?

If So, Then We Have Money For You!

Start Earning $50,000 - $100,000 Yearly

Become an Affiliate of Fred Sutton Management Group

If you are an accountant or attorney, did you know that you could substantially increase your income just by assisting your clients in obtaining much needed financing. During the current economic and credit crunch, banks and lenders are failing to accommodate the financing needs of small business owners and entrepreneurs.

We can help you make more money !

Financing from $500,000 to $50,000,000 available!

Email FSMG: fsutt2@aol.com

FSMG REAL ESTATE PROFESSIONAL AFFILIATE PROGRAM

Commercial Real Estate Investors and Real Estate Professionals

Call Now to Start Earning $50,000 to $100,000 Annually

With the Fred Sutton Management Group Affiliate Program!

The Commercial Real Estate market has never faced the challenges that it’s seeing today. There is a rock-bottom lack of liquidity with currently no government programs in place to assist the commercial property owner.

A minimum $566 Billion in commercial real estate debt is coming due in just 2010 and 2011 alone, and twenty percent (20%) of current, nationwide construction loans are past their due date. There is also an estimated $1 Trillion in commercial debt coming due by 2013, and these figures will continue to climb over the next three to five years. The number of loans that are going into default will continue to significantly devalue commercial property and put more banks in serious trouble, leaving the FDIC little recourse but to step in.

We are providing the tools for you to capitalize on a market yet discovered. We anticipate a three to five-year window of wealth for commercial debt restructure possibilities and discounted note investments. If positioned correctly, we feel brokers, realtors, and property owners have the opportunity to do something about this by offering competitive solutions for their commercial financing needs.

For questions on FSMG’s Affiliate Program email fsutt2@aol.com

FSMG SECURITIES BACKED FINANCING PROGRAM

Fred Sutton Management Group, as part of it's ever growing alternative financing programs, is now offering it's Securities Backed Financing Program. This program accommodates clients who have high yield assets and affords them the chance to acquire low interest loans for almost any use excluding the purchase of other securities. Borrowing against eligible assets in their investment portfolio can give them a source of liquidity so that they have the flexibility they need to respond to business and personal opportunities or to meet other financial needs. By using their assets as collateral, it allows them to avoid disturbing their underlying investment strategy by not having to sell or liquidate the securities in their portfolio and can allow them to defer potential capital gains taxes without having to change their long term investment strategies.

FSMG's Securities Backed Loan Programs are smart and simple:

• The application process is quick and simple

• Most clients receive a decision within a few days

• Easy access to funds

• Competitive interest rates (as low as 1.55%)

• No up front fees or 3rd party vendor charges

• Monthly or Quarterly interest only payments

• Retain current and future value of your assets

• Reduce servicing costs by using interest dividends earned to service the loan

• Fixed Term or Credit Line options available

• Fixed or Adjustable interest rate options available

• Little or no credit qualifications required

• Higher LTV’s than Margin Loans offered by Securities Brokers

• No Margin Calls

• Minimum loan amounts from $25,000 to $250,000

These loans can be used for a variety of purposes including the following:

• Finance the purchase of a home or commercial property

• Finance the remodeling or construction of a home or commercial building

• Alternative to expensive Real Estate Bridge Loans

• Refinance existing mortgages and high interest debts

• Purchase or start a business

• Providing working capital or other funding needs for a business

• Fund retirement accounts, annuities or purchase insurance policies

• Purchase luxury goods such as yachts, autos, airplanes, artwork and more

• Fund educational expenses such as college tuition

• Take a much needed vacation or other family event

Restrictions and unapproved uses for these loans:

• Cannot be used to purchase or carry securities or bank instruments

• Cannot be used to fund the trading of securities or bank instruments

• Cannot be used to refinance debts used to purchase securities or bank instruments

• Cannot be used to enter PPP’s or investment programs that do any of the above

The following are the only types of securities that we accept as collateral:

• Publicly traded Stocks (U.S. select International Exchanges)

• Mutual Funds

• Bonds Medium Term Notes (MTN)

• U.S. Treasury Instruments (Bonds, Bills Notes)

• T STRIPS Please note that we DO NOT accept BG’s, SBLC’s, CD’s or other Bank Instruments.

Securities must meet the following requirements to be accepted:

• Owned at the time of submission and cannot be leased or have a purchase pending

• Not held in a retirement account

• Transferable to the Lender, no block hold requests or MT760’s

• Have sufficient or adequate Market Valuation

• Securities to pledged as collateral are not to be flipped or sold

Loans are provided directly from either our Bank or several Private Lenders

If you are seriously motivated and would like to discuss your situation please feel free to contact us at fsutt2@aol.com or Visit us on the web at fredsutton.biz

FSMG SAYS CLOSING IS AN OPTION IN 2010

MARCH 2010~PHILADELPHIA/NEW YORK

Many small businesses and entrepreneurs are having problems surviving the current economic conditions. The primary cause for this is their lack of access to much needed capital.

The Small Business Administration (SBA), United States Department of Agriculture (USDA), and Federal Housing Administration (FHA) according to James Minor of Fred Sutton Management Group, is providing plenty of money to its lenders. After my conversation with James I concluded that the stimulus in principle was the right thing to do, but in practice it totally has no immediately benefit unless you are tied into Wall Street.

According to the many articles I have read in Broker Universe the banks and insurance companies seem to be having a party and getting richer at the public's expense. Since no guidelines came with the disbursement of funds the Wall St. executives have shed their companies bad debt and re-secured their clients positioning. In between those activities they gave themselves bonuses after being identified as having helped create the market collapse. There seemingly never was a focus on the small business owner or entrepreneur.

National Mortgage News indicates the best places to get money are from alternative lenders and private money investors.

If small companies and individuals understand the economic conditions and want to do their deals, it is very possible. The motivated and serious will dismiss old notions and focus on getting their deals done. There are no more 100% deals. There is no more rolling the cost of doing business into the loan.

Investor's are no longer impressed with your 700 credit score. Today's lenders want certain cost covered to know they have a serious borrower. What you can expect is that all third party cost will be required up front, but in stages. Third party includes processing, underwriting, appraisal, environmental reports, application fee, and survey if required. Those fees total, normally around $7500 USD or less.

All other fees will be collected at closing. With that, you are on your way to getting financing for the following types of properties: apartments, mixed-use, multi-family, gas stations, churches, assisted living, strip malls, storage facilities, farms-ranches, office building and auto related.

Almost any scenario can be funded provided you have money to put into the deal and understand that interest rates will not always be as low as you think they should be.

There is also hope for those who have minimum credit that falls below 660 with hard money loans. These loans start at a 10% interest rate and go up to 15% but have no pre-payment penalty which mean you can get out of them anytime you want. The rules are the same as for other clients and all investors whether they have stated programs (programs that do not require income documentation) or not, require proof of income and 2-3 years of taxes. If you are currently seeking funds you now have the blue print to successfully apply for funding.

FOR QUESTIONS AND COMMENTS- fsutt2@aol.com

Business Term Of The Day

Contingent Order- An order that is to be executed only if another order is executed first.
An example of a contingent order would be to sell one specific security, if another specific security has been bought.

FSMG Announces The $1Million Real Estate Credit Program

Has the credit crisis taken away your major investment avenues? With this crunch and future uncertainty of the stock market and most other investments available, where can you turn to generate large profits quickly during this crisis?

Fred Sutton Management Group (FSMG) announces the $1 million real estate credit program thru a correspondent relationship designed to help our clients successfully invest in real estate.

The $1 million real estate credit program is a unique program we provide to our clients, where we arrange up to $1 million in financing for real estate purchases with a private network of investors. In addition to the financing, the program includes personalized training on how to invest in real estate by a millionaire real estate investor and trainer, which is necessary to help an entrepreneur succeed.

"This personalized training is not classroom training," states Kevin Wessell, FSMG's correspondent and successful real estate investor. "This is real world hands-on training."

Wessell refuses to put together a classroom training section to this program, as that would only gain mediocre results for clients. "There are plenty of classrooms, DVD and online training programs available," explained Wessell. "But if you are truly serious about getting solid results and making money investing in real estate, then you need personalized hands-on one on one training in real life real estate investing situations, by an expert that understands exactly how real estate investing works and how to succeed. This is what we provide to clients."

Fred Sutton Management Group will be offering this program to it clients immediately.

How does Wessell accomplish a 100% satisfaction rate with their program? By putting in place a complete package for the client that includes resources no other company in the nation is offering.

An aged company for the client to obtain corporate credit
$1 million of credit for investing in real estate
Personal one-on-one training in your home town by a millionaire real estate investor and trainer
Additional credit lines for non-real estate purchases
This program is for the seriously motivated clients only.

For more information, contact us @ fsutt2@aol.com

FSMG Provides The Ticket To Get Aboard The Money Train

PHILADELPHIA/NEW YORK-- Pick up any newspaper and you will read article after article about the financial crisis. You will read how hard it is to get financing regardless of credit. Many companies have suspended operations or closed their doors altogether. However, now there is some good news for small business owners. Fred Sutton, Vice President of Operations for Fred Sutton Management Group (FSMG) says there is plenty of money for the business owners who understand the current market conditions.

“I will give you a few examples,” calmly stated Sutton. “You have a borrower that has a credit score of 660, but wants cash out on his or her refinance request. They want a 90% loan-to-value on a mixed-use property. They got that deal with this situation two years ago, so they think they are set. Wrong! The same request will be restricted to a max of 80% percent LTV, and their scores would now have to be 720-750 credit score. Their interest will probably be the same it was 2 two years ago although interest rates are being dropped by the Fed for lenders. A client called me recently with an 810 credit score and complained about a 7.25 % interest rate on a super jumbo property (residential properties over a million dollars). He also complained that his lender would only give him 80% LTV. In today’s market, most investors are limiting super jumbo purchases and refinances to 70 to 75% LTV and also to a minimum loan amount of over $2 million (USD). Some investors want 40% down and a 750 credit score. Borrowers and investors must understand that in today’s market, any serious offer for financing should be applied to the circumstance and if it works, it should be considered. The days are gone when investors/lenders are waiting for you to shop their rate and term. The deal is the deal of the day. Investors/lenders are asking for processing and commitment fees because they do not have the ability to provide services to clients that are not committed to close their transaction and are merely seeing if they can get a loan.”

Sutton then gave us some simply rules in the new financial game, noting, “There is plenty of money around. And if you are a serious client, you will get what you need.”

Sutton also asks that we list a few of FSMG programs, which we listed in this article.

Rules of The New Market:

1. Most Investor/lender and Money Brokers now require upon issuance of a Letter of Interest/ Pre-approval or Commitment a processing or retainer fee.

2. All clients must assemble and forward requested information quickly. (3 to 5 days)

3. Client must provide full disclosure on self and partners to include, taxes, personal financial statements, etc.

4. The only quick loans are HARD MONEY, and income producing projects that debt service on purchases or refinances.

5. Clients must be prepared to pay a little more for their financing request. (Interest may be a litter higher and closing cost) Although you always get the client the best deal available, some have some preconceive ideas of what they are going to pay. That's the client we do not want and will be the one you will hear say there are no loans available.

Listed below are just a few of FSMG’s Financial Programs:

Fred Sutton Management Programs

CASH OUT FOR NON-OWNER OCCUPIED PROPERTIES

Are your clients turned down for cash-out refinances on non-owner occupied properties, including vacation homes, rentals, second homes, investment properties, mixed use and multi-units welcomed.

Borrowers can own unlimited amount of properties.

Do you have non-owner clients who need cash, own free and clear, but still get turned down?

Fred Sutton Management can help. We can do your loans.

? Non-Owner occupied properties

? 1^st Mortgages only

? $40K to $350K

? 12% interest only

? Max LTV 60%

Most states are welcomed, nationwide.

“Paper Asset Loans”

(Stocks, Bonds, T-Bills, CDs, MTNs, SBLOCs, etc.

$500,000 and up, NO LIMIT

No credit check or employment required.

No capital gains tax.

“No monthly payment” options available.

Not a margin loan.

No Personal Recourse

5-7 business days closing available.

For expedited approval (with in 48 hrs), the following documents will be required:

1. Itemization of Assets to be pledged for this transaction (Stocks, Bonds, T-Bills, CDs, etc.)

2. Copy of the instrument (CUSIP #s)

3. Copy of the most recent statement showing where the instrument is held and the ISIN #

4. Screen Shots

5. Signed 1003 from Borrower

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Great Purchase Program for High FICO Client

~Purchase Only~

? No Down Payment

? 30 Year Fixed Rate

? 102% LTV Financing

? Financing closing costs if appraisal is higher than sales contract

? No Mortgage Insurance

? No Cash Contribution required from borrower

? Unrestricted gifts, no need to document the source

? No Maximum Loan Amount (except what is restricted by DTI)

? No Reserve Limit

? Competitive Rates (Similar to FHA rates)

? Available in all counties

? Jumbo Loans

? Up to 900,000 Loan amount

? Up to 90% LTV (even debt consolidation)

? No MI

? 680 Min Score

FSMG End Of The Year Update

January 31, 2008- PHILADELPHIA/NEW YORK--
The continued and deepening credit/cash crisis is requiring us to modify our product offering and guidelines effective immediately. Even though these changes may seem severe, these changes are reflective of the overall attitude regarding the economic conditions that exist in today's market. We want you to know that while many of our competitors are closing their doors we are still in business and are still arranging financing via our correspondent relationships. In the next few days, we will be issuing new protocol guidelines, which include a retainer fee for all LARGE CONSTRUCTION PROJECTS AND NON-REAL ESTATE PROJECTS.

Although many may feel that the changes are negative in nature, we believe the changes are necessary to continue to service seriously motivated clients. Starting in 2009, we will again bring new and aggressive programs to the market. You are still free to discuss any of your personal scenarios. All 2009 loan requests will require a processing fee, due upon presentation of a LOI, pre-approval or conditional commitment.

Listed below are some of our basic requirements for some of our more conventional financing. For alternative programs, please be sure to contact us at Fsutt2@aol.com

Effective Immediately:

· Some cash out transactions will no longer be acceptable

· 660 min. credit score for Owner - User

· 700 min. credit score of Investor Properties (multi-use)

· $5,000,000 max loan for Multi-use Owner-user

· $4,000,000 max loan for Special Purpose Owner-user

· $10,000,000 max loan for Investor Multi-use properties

· 75% Max LTV for Multi-use properties (owner or investor)

· 65% Max LTV for Special Use properties

Our minimum loan amount still remains at $250,000.